Morgantown Insurance Dispute Attorneys
When Your Insurance Company Isn’t Trustworthy
Insurance companies have a duty to act fairly with their customers. If you have a valid claim, your insurance company is required by law to fairly compensate you. But as we know, insurance companies don’t always play nice. Unfortunately, some companies forget about their legal obligation to treat their customers fairly.
A lawsuit against your insurance company is often referred to as a “bad faith” lawsuit.
“Bad faith” lawsuits are usually the result of your insurance company doing one of four things:
- Denying a valid claim because the company says it is not covered by your policy
- Unnecessarily delaying paying insurance proceeds
- Unfairly “low balling” insurance payments on your claim
- Paying only partial benefits for your claim
If an insurance company is denying you your rightful benefits, then you could have grounds for a bad faith insurance claim. At Shaffer Madia Law, our bad faith insurance attorneys in Morgantown and Clarksburg know how to be aggressive with the insurance companies and pressure them to uphold their responsibility.
Call (304) 244-4433 to schedule a free consultation at Shaffer Madia Law today.
When to Seek Legal Help
If you think your insurance company is not compensating you fairly for your claim, you should start with the company itself. Speak to a representative and politely but firmly state your case. Provide documentation showing why the claimed amount is necessary. Ask to speak to someone higher up if your first conversation goes nowhere. The company will have an internal appeal process to follow.
If the insurance company does not respond to your concerns, however, it is time to get help. You may choose to file a complaint online with the West Virginia Offices of the Insurance Commissioner or contact an arbitrator to look over your claim. But when you need help stating your case, whether for an internal appeal or in court, you need a Morgantown-based insurance attorney.
Fight for the Rights of Our Clients
The bad faith insurance attorneys at Shaffer Madia Law have experience in both sides of the insurance industry—representing both companies and claimants. We know the ins and outs of the process and can help you build a strong, evidence-based case. We serve Harrison and Monongalia Counties and surrounding areas with convenient offices in Clarksburg and Morgantown.
If you believe your insurance company has acted in “bad faith,” contact a Morgantown insurance dispute lawyer today. Reach Shaffer Madia Law at (304) 244-4433.